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    • Home
    • Services
    • Client Support
    • Community
    • The Collective
    • Pre-Approval
    • En Español
  • Home
  • Services
  • Client Support
  • Community
  • The Collective
  • Pre-Approval
  • En Español

"Power, Integrity & Authenticity in Lending"

Why us?

Our Mission

At The Housing Collective, we believe life is better when you own your home. Our mission is simple: empower families and investors to achieve their real estate goals with confidence, clarity, and care. Built on the principles of Power, Integrity, and Authenticity in Lending, we provide personalized solutions for homebuyers, homeowners, and property investors.

About Us

Service Highlights

Home Purchase Loans

Investment Property Loans

Refinancing Solutions

  • Simplified Process: Pre-approval to closing made easy.
  • Loan Variety: FHA, Conventional, VA, and more.

Refinancing Solutions

Investment Property Loans

Refinancing Solutions

  • Lower Payments: Reduce monthly costs or shorten terms.
  • Access Equity: Fund renovations or investments.

Investment Property Loans

Investment Property Loans

Investment Property Loans

  • DSCR & Multi-Unit Financing: Ideal for rentals and short-term stays.
  • Cash-Out Options: Grow your portfolio with equity.

Home Equity Loans

Credit Education & Improvement Strategies

Investment Property Loans

  • Flexible Funding: Use equity for big expenses or upgrades.
  • Competitive Terms: Confidence in every transaction.

Credit Education & Improvement Strategies

Credit Education & Improvement Strategies

Credit Education & Improvement Strategies

  • Boost Your Score: Learn and improve for better rates.
  • Personalized Guidance: Prepare for loan approval.

Renovation Financing & ROI Guidance

Credit Education & Improvement Strategies

Credit Education & Improvement Strategies

  • Smart Upgrades: Maximize return on improvements.
  • Easy Financing: Fund your dream remodel.

Community Commitment

Find out more

Contact Us

Let's make it happen

Have questions or ready to start your homeownership journey? Contact us today! Se HABLA Español!

Message us on WhatsApp

The Housing Collective

3513 Main Street suite 104, Chula Vista, CA, USA

Admin@housing-collective.com

Hours of Operation

Open today

09:00 am – 05:00 pm

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